1. TERMS OF SERVICE (TOS)

(This goes on its own page: /terms)

Last updated: [Insert Date]

Welcome to The Scammer Detective. By accessing or booking a service through this website, you agree to the following Terms of Service. If you do not agree, do not use the site or services.

1. Who We Are

The Scammer Detective (ABN 14995462516) provides scam analysis, verification services, evidence review, guidance, and recovery strategies to individuals who suspect or have experienced scam activity.

2. Scope of Services

We provide:

• Scam verification

• Profile and behavioural analysis

• Evidence examination

• Strategy and action-plan guidance

• Support through reporting, chargebacks, and complaint processes

• Education around scam prevention

We do not:

• Provide legal representation

• Provide financial advice

• Recover funds on your behalf

• Act as a law enforcement body

• Guarantee outcomes

3. Eligibility

You must be at least 18 years old.
You must provide accurate information.
You must be the owner of the evidence you share or have permission to share it.

4. Client Responsibilities

You agree to:

• Provide truthful and complete information

• Share evidence lawfully and safely

• Understand that your choices and outcomes are ultimately your responsibility

• Follow all relevant laws when engaging with our recommendations

5. No Guarantee of Results

Every scam case is different.
We cannot guarantee any of the following:

• Recovery of funds

• Identification of a scammer

• A specific outcome from banks, platforms, police, or Fair Trading

We provide guidance, analysis, and strategy based on your evidence.

6. Payment Terms

• Payment is due at the time of booking unless otherwise stated.

• Prices are displayed in AUD.

• You agree not to initiate fraudulent chargebacks.

7. Refunds & Cancellations

See Refund Policy below (Section 4).
All bookings within 24 hours of your session are final.

8. Privacy & Confidentiality

See the Privacy Policy below (Section 2).
Your information is treated with strict confidentiality.

9. Intellectual Property

All written reports, templates, strategies, and resources created by The Scammer Detective remain our intellectual property and may not be shared, sold, or reproduced without permission.

10. Limitation of Liability

To the maximum extent permitted by Australian law, The Scammer Detective is not liable for any financial loss, emotional distress, or action you take based on our guidance.

You accept full responsibility for all decisions made.

11. Governing Law

These Terms are governed by the laws of Queensland, Australia.